Natural hazards · Mount Olive

Mount Olive, AL natural hazards

Most of the natural-hazard damage FEMA expects in Mount Olive comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Olive?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Olive to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes17%Cold waves9%Earthquakes6%Everything else8%

By hazard

What Mount Olive faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 23 years in the area

Cold waves

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Earthquakes

6% of expected damage

Well above average · higher than 76% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Olive flood?

FEMA's records show no paid flood insurance claims in Mount Olive.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Olive isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Mount Olive

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Mount Olive itself in FEMA’s records.

Brought FEMA money into Mount OliveDeclared for Jefferson County only

Jefferson County has had 36 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Mount Olive

Mount Olive and the towns around it

Very lowLowModerateHighVery high

Mount Olivemostly inland floodingHigh

Brooksidemostly inland floodingHigh

Gardendalemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Olive is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Olive’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mount Olive. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.