Natural hazards · Mosses

Mosses, AL natural hazards

Most of the natural-hazard damage FEMA expects in Mosses comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mosses?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mosses to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding31%Tornadoes29%Heat waves14%Strong wind10%Hurricanes7%Everything else9%

By hazard

What Mosses faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

29% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 8 years in the area

Heat waves

14% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 10 times a year in the area

Strong wind

10% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mosses flood?

FEMA's records show no paid flood insurance claims in Mosses.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mosses isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lowndes County.

Disasters that hit Mosses

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mosses itself: aid to households, or repair grants to the Town of Mosses.

Brought FEMA money into MossesDeclared for Lowndes County only

2004

Hurricane Ivan

$33K to the Town of Mosses for repairs

Lowndes County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mosses is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mosses’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mosses. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.