Natural hazards · Midway

Midway, AL natural hazards

Most of the natural-hazard damage FEMA expects in Midway comes from drought, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midway?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midway to be higher than in 58% of U.S. communities, mostly from drought and inland flooding.

Drought47%Inland flooding18%Hurricanes14%Tornadoes10%Everything else11%

By hazard

What Midway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

47% of expected damage

Recorded about 40 times a year in the area

Inland flooding

18% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

14% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 7 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midway flood?

FEMA's records show no paid flood insurance claims in Midway.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bullock County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Midway

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Midway itself: aid to households, or repair grants to the Town of Midway.

Brought FEMA money into MidwayDeclared for Bullock County only

2009

Severe Storms, Tornadoes, Flooding, and Straight-Line Winds

82 households applied for aid $37K aid approved $1K to the Town of Midway for repairs

2004

Hurricane Ivan

339 households applied for aid $496K aid approved

2003

Severe Storms, Tornadoes, and Flooding

78 households applied for aid $88K aid approved

Bullock County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midway is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Midway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.