Natural hazards · McIntosh

McIntosh, AL natural hazards

Most of the natural-hazard damage FEMA expects in McIntosh comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McIntosh?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McIntosh to be higher than in 92% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes32%Tornadoes13%Cold waves5%Everything else13%

By hazard

What McIntosh faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Hurricanes

32% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Cold waves

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McIntosh flood?

FEMA's records show no paid flood insurance claims in McIntosh.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McIntosh isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit McIntosh

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in McIntosh itself: aid to households, or repair grants to the Town of McIntosh.

Brought FEMA money into McIntoshDeclared for Washington County only

2020

Hurricane Zeta

12 households applied for aid $31K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $3K aid approved

2005

Hurricane Katrina

12 households applied for aid $10K aid approved $17K to the Town of McIntosh for repairs

2005

Hurricane Dennis

$4K to the Town of McIntosh for repairs

2004

Hurricane Ivan

2 households applied for aid $2K aid approved $13K to the Town of McIntosh for repairs

Washington County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McIntosh is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McIntosh’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of McIntosh. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.