Natural hazards · Malvern

Malvern, AL natural hazards

Most of the natural-hazard damage FEMA expects in Malvern comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malvern?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malvern to be higher than in 68% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes31%Cold waves8%Tornadoes8%Everything else14%

By hazard

What Malvern faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Hurricanes

31% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Cold waves

8% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 18 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malvern flood?

FEMA's records show no paid flood insurance claims in Malvern.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Malvern isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Geneva County.

Disasters that hit Malvern

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Malvern itself: aid to households, or repair grants to the Town of Malvern.

Brought FEMA money into MalvernDeclared for Geneva County only

2005

Hurricane Dennis

$2K to the Town of Malvern for repairs

Geneva County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Malvern

Malvern and the towns around it

Very lowLowModerateHighVery high

Malvernmostly inland floodingHigh

Taylormostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malvern is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Malvern’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Malvern. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.