Natural hazards · Lynn

Lynn, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lynn comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lynn?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lynn to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes22%Cold waves12%Earthquakes9%Everything else16%

By hazard

What Lynn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

22% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 8 years in the area

Cold waves

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lynn flood?

FEMA's records show no paid flood insurance claims in Lynn.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lynn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winston County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Lynn

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lynn itself: aid to households, or repair grants to the Town of Lynn.

Brought FEMA money into LynnDeclared for Winston County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

8 households applied for aid

2004

Hurricane Ivan

1 household applied for aid $3K aid approved

1998

Riv-Severe Winter Wx 12/23/98

$3K to the Town of Lynn for repairs

Winston County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lynn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lynn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lynn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lynn total about $767K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.