Natural hazards · Lowndesboro

Lowndesboro, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lowndesboro comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lowndesboro?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lowndesboro to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes18%Heat waves9%Hurricanes8%Strong wind7%Everything else10%

By hazard

What Lowndesboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 5 years in the area

Heat waves

9% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 10 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 12 years in the area

Strong wind

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lowndesboro flood?

FEMA's records show no paid flood insurance claims in Lowndesboro.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lowndesboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lowndes County.

Disasters that hit Lowndesboro

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lowndesboro itself: aid to households, or repair grants to the Town of Lowndesboro.

Brought FEMA money into LowndesboroDeclared for Lowndes County only

2005

Hurricane Dennis

$1K to the Town of Lowndesboro for repairs

2004

Hurricane Ivan

127 households applied for aid $148K aid approved $2K to the Town of Lowndesboro for repairs

Lowndes County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lowndesboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lowndesboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lowndesboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.