Natural hazards · Livingston

Livingston, AL natural hazards

Most of the natural-hazard damage FEMA expects in Livingston comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1990. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Livingston?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livingston to be higher than in 72% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding39%Tornadoes27%Earthquakes9%Hurricanes7%Everything else18%

By hazard

What Livingston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Tornadoes

27% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 7 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 79% of U.S. places

Hurricanes

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Livingston flood?

Every paid claim on a federal flood insurance policy in Livingston, from FEMA’s records.

2paid claims since 1990

$76Kpaid to owners

0homes flooded more than once

19902026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Livingston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sumter County.

What’s been done with FEMA grants

11storm safe rooms built

Disasters that hit Livingston

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Livingston itself: aid to households, or repair grants to the City of Livingston.

Brought FEMA money into LivingstonDeclared for Sumter County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

14 households applied for aid $12K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

59 households applied for aid $10K aid approved

2005

Hurricane Katrina

501 households applied for aid $475K aid approved $53K to the City of Livingston for repairs

2005

Hurricane Dennis

$4K to the City of Livingston for repairs

2004

Hurricane Ivan

422 households applied for aid $613K aid approved $24K to the City of Livingston for repairs

Sumter County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livingston is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Livingston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Livingston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.