Natural hazards · Lisman

Lisman, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lisman comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lisman?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lisman to be higher than in 82% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding53%Hurricanes20%Tornadoes13%Earthquakes5%Everything else9%

By hazard

What Lisman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Earthquakes

5% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lisman flood?

FEMA's records show no paid flood insurance claims in Lisman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lisman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Choctaw County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Lisman

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lisman itself: aid to households, or repair grants to the Town of Lisman.

Brought FEMA money into LismanDeclared for Choctaw County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

142 households applied for aid $406K aid approved

2005

Hurricane Katrina

526 households applied for aid $248K aid approved $66K to the Town of Lisman for repairs

2004

Hurricane Ivan

339 households applied for aid $432K aid approved $8K to the Town of Lisman for repairs

Choctaw County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lisman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lisman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lisman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.