Natural hazards · Lipscomb

Lipscomb, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lipscomb comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lipscomb?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lipscomb to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes25%Cold waves13%Heat waves6%Everything else10%

By hazard

What Lipscomb faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 96% of U.S. places

Cold waves

13% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Heat waves

6% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lipscomb flood?

FEMA's records show no paid flood insurance claims in Lipscomb.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lipscomb isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Lipscomb

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lipscomb itself: aid to households, or repair grants to the City of Lipscomb.

Brought FEMA money into LipscombDeclared for Jefferson County only

2004

Hurricane Ivan

4 households applied for aid $2K aid approved

2001

Severe Storms and Flooding

$1K to the City of Lipscomb for repairs

Jefferson County has had 36 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Lipscomb

Lipscomb and the towns around it

Very lowLowModerateHighVery high

Birminghammostly inland floodingHigh

Lipscombmostly inland floodingModerate

Bessemermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lipscomb covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lipscomb’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lipscomb. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lipscomb total about $411K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.