Natural hazards · Linden

Linden, AL natural hazards

Most of the natural-hazard damage FEMA expects in Linden comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Linden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Linden to be higher than in 78% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes21%Strong wind9%Hurricanes8%Heat waves6%Cold waves5%Everything else10%

By hazard

What Linden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 21 years in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 9 years in the area

Heat waves

6% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 10 times a year in the area

Cold waves

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Linden flood?

Every paid claim on a federal flood insurance policy in Linden, from FEMA’s records.

1paid claims since 1979

$3Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Linden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marengo County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Linden

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Linden itself: aid to households, or repair grants to the Town of Linden.

Brought FEMA money into LindenDeclared for Marengo County only

2020

Hurricane Zeta

119 households applied for aid $213K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

94 households applied for aid $73K aid approved $41K to the Town of Linden for repairs

2005

Hurricane Katrina

137 households applied for aid $53K aid approved $27K to the Town of Linden for repairs

2005

Hurricane Dennis

$9K to the Town of Linden for repairs

2004

Hurricane Ivan

322 households applied for aid $433K aid approved $113K to the Town of Linden for repairs

Marengo County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Linden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Linden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Linden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.