Natural hazards · Lillian

Lillian, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lillian comes from hurricanes, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lillian?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lillian to be higher than in 95% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding19%Everything else14%

By hazard

What Lillian faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

19% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lillian flood?

FEMA's records show no paid flood insurance claims in Lillian.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lillian isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baldwin County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

2buildings retrofitted against wind

Disasters that hit Lillian

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lillian itself: aid to households, or repair grants to Lillian.

Brought FEMA money into LillianDeclared for Baldwin County only

2020

Hurricane Sally

866 households applied for aid $657K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

190 households applied for aid $615K aid approved

2005

Hurricane Katrina

56 households applied for aid $35K aid approved

2005

Hurricane Dennis

51 households applied for aid $15K aid approved

2004

Hurricane Ivan

1,382 households applied for aid $1.6M aid approved

Baldwin County has had 31 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lillian is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lillian’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lillian. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.