Natural hazards · Lexington

Lexington, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lexington?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 69% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding47%Cold waves17%Tornadoes14%Earthquakes11%Everything else11%

By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Cold waves

17% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 19 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lexington flood?

FEMA's records show no paid flood insurance claims in Lexington.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lauderdale County.

What’s been done with FEMA grants

7storm safe rooms built

Disasters that hit Lexington

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lexington itself: aid to households, or repair grants to the Town of Lexington.

Brought FEMA money into LexingtonDeclared for Lauderdale County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

6 households applied for aid $7K aid approved

2004

Hurricane Ivan

1 household applied for aid

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $5K aid approved $9K to the Town of Lexington for repairs

Lauderdale County has had 17 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lexington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.