Natural hazards · Level Plains

Level Plains, AL natural hazards

Most of the natural-hazard damage FEMA expects in Level Plains comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1994. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Level Plains?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Level Plains to be higher than in 41% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding34%Hurricanes27%Tornadoes25%Everything else14%
By hazard

What Level Plains faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage
Below average · higher than 27% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

27% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 6 years in the area

Tornadoes

25% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 84 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Level Plains flood?

Every paid claim on a federal flood insurance policy in Level Plains, from FEMA’s records.

11paid claims since 1994
$336Kpaid to owners
0homes flooded more than once
19942026

Biggest named events

  • Tropical Storm Alberto: 10 claims, $292K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Level Plains isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dale County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Level Plains

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Level Plains itself: aid to households, or repair grants to the Town of Level Plains.

Brought FEMA money into Level PlainsDeclared for Dale County only
2004

Hurricane Ivan

2 households applied for aid $291 aid approved
Dale County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Level Plains covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Level Plains’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Level Plains. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Level Plains total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01