Natural hazards · Lanett

Lanett, AL natural hazards

Most of the natural-hazard damage FEMA expects in Lanett comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 2003. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lanett?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lanett to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes15%Heat waves13%Everything else18%
By hazard

What Lanett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 83% of U.S. places

Heat waves

13% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lanett flood?

Every paid claim on a federal flood insurance policy in Lanett, from FEMA’s records.

9paid claims since 2003
$260Kpaid to owners
0homes flooded more than once
20032026

Biggest named events

  • Early winter storms: 3 claims, $87K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Lanett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chambers County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Lanett

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lanett itself: aid to households, or repair grants to the City of Lanett.

Brought FEMA money into LanettDeclared for Chambers County only
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$154K to the City of Lanett for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

50 households applied for aid $6K aid approved
2005

Hurricane Dennis

$12K to the City of Lanett for repairs
2004

Hurricane Ivan

13 households applied for aid $21K aid approved
2003

Severe Storms, Tornadoes, and Flooding

22 households applied for aid $53K aid approved $33K to the City of Lanett for repairs
Chambers County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lanett covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lanett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lanett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lanett total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01