Natural hazards · Ladonia

Ladonia, AL natural hazards

Most of the natural-hazard damage FEMA expects in Ladonia comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ladonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ladonia to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes13%Heat waves10%Lightning7%Hurricanes6%Everything else7%

By hazard

What Ladonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once every 99 years in the area

Heat waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 8 times a year in the area

Lightning

7% of expected damage

Well above average · higher than 90% of U.S. places

Hurricanes

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 10 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ladonia flood?

FEMA's records show no paid flood insurance claims in Ladonia.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ladonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Russell County.

Disasters that hit Ladonia

Federal disasters declared here

None of the disasters declared for Russell County shows FEMA aid or repair money reaching Ladonia itself in FEMA’s records.

Brought FEMA money into LadoniaDeclared for Russell County only

Russell County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Ladonia

Ladonia and the towns around it

Very lowLowModerateHighVery high

Phenix Citymostly inland floodingModerate

Ladoniamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ladonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ladonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ladonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.