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Natural hazards · Jemison

Jemison, AL natural hazards

Most of the natural-hazard damage FEMA expects in Jemison comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jemison?

54
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jemison to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes37%Cold waves7%Heat waves6%Everything else10%
By hazard

What Jemison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage
Above average · higher than 64% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

37% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 32 years in the area

Cold waves

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about once every 2 years in the area

Heat waves

6% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jemison flood?

FEMA's records show no paid flood insurance claims in Jemison.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Jemison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Chilton County.

What’s been done with FEMA grants

2storm safe rooms built
Disasters that hit Jemison

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jemison itself: aid to households, or repair grants to the City of Jemison.

Brought FEMA money into JemisonDeclared for Chilton County only
2020

Hurricane Zeta

$119K to the City of Jemison for repairs
2012

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

2 households applied for aid
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

11 households applied for aid $332 aid approved
2009

Severe Storms and Flooding

$2K to the City of Jemison for repairs
2004

Hurricane Ivan

45 households applied for aid $32K aid approved $21K to the City of Jemison for repairs
Chilton County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jemison is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Jemison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jemison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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