Natural hazards · Jasper

Jasper, AL natural hazards

Most of the natural-hazard damage FEMA expects in Jasper comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jasper?

70
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasper to be higher than in 70% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding54%Tornadoes22%Earthquakes9%Cold waves7%Everything else9%
By hazard

What Jasper faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Tornadoes

22% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 80 years in the area

Earthquakes

9% of expected damage
Well above average · higher than 78% of U.S. places

Cold waves

7% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jasper flood?

Every paid claim on a federal flood insurance policy in Jasper, from FEMA’s records.

5paid claims since 1980
$109Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Jasper isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Walker County.

What’s been done with FEMA grants

113storm safe rooms built
Disasters that hit Jasper

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jasper itself: aid to households, or repair grants to the City of Jasper.

Brought FEMA money into JasperDeclared for Walker County only
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

922 households applied for aid $473K aid approved
2010

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid $250 aid approved
2004

Hurricane Ivan

66 households applied for aid $109K aid approved
2003

Severe Storms, Tornadoes, and Flooding

31 households applied for aid $32K aid approved
2002

Severe Storms and Tornadoes

154 households applied for aid $524K aid approved
Walker County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasper covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Jasper’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jasper. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jasper total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01