Natural hazards · Jacksons' Gap

Jacksons' Gap, AL natural hazards

Most of the natural-hazard damage FEMA expects in Jacksons' Gap comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2015. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jacksons' Gap?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jacksons' Gap to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tornadoes7%Everything else13%

By hazard

What Jacksons' Gap faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 15 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jacksons' Gap flood?

Every paid claim on a federal flood insurance policy in Jacksons' Gap, from FEMA’s records.

1paid claims since 2015

$28Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

Early winter storms: 1 claim, $28K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jacksons' Gap isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tallapoosa County.

What’s been done with FEMA grants

9storm safe rooms built

Disasters that hit Jacksons' Gap

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jacksons' Gap itself: aid to households, or repair grants to the Town of Jacksons' Gap.

Brought FEMA money into Jacksons' GapDeclared for Tallapoosa County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

12 households applied for aid $3K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

17 households applied for aid $4K aid approved

2004

Hurricane Ivan

17 households applied for aid $25K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $8K aid approved

Tallapoosa County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Jacksons' Gap

Jacksons' Gap and the towns around it

Very lowLowModerateHighVery high

Jacksons' Gapmostly inland floodingVery high

Dadevillemostly inland floodingHigh

Alexander Citymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jacksons' Gap covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jacksons' Gap’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Jacksons' Gap. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jacksons' Gap total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.