Natural hazards · Holtville

Holtville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Holtville comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holtville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holtville to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes12%Heat waves10%Earthquakes7%Everything else17%

By hazard

What Holtville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 96 years in the area

Heat waves

10% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holtville flood?

FEMA's records show no paid flood insurance claims in Holtville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holtville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elmore County.

Disasters that hit Holtville

Federal disasters declared here

None of the disasters declared for Elmore County shows FEMA aid or repair money reaching Holtville itself in FEMA’s records.

Brought FEMA money into HoltvilleDeclared for Elmore County only

Elmore County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holtville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Holtville’s own flood-insurance community; household aid to the registrant’s city; repair grants to Holtville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holtville total about $574K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.