Natural hazards · Heflin

Heflin, AL natural hazards

Most of the natural-hazard damage FEMA expects in Heflin comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Heflin?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heflin to be higher than in 57% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes34%Cold waves7%Everything else14%

By hazard

What Heflin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 13 years in the area

Cold waves

7% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Heflin flood?

FEMA's records show no paid flood insurance claims in Heflin.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Heflin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cleburne County.

What’s been done with FEMA grants

15storm safe rooms built

Disasters that hit Heflin

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Heflin itself: aid to households, or repair grants to the City of Heflin.

Brought FEMA money into HeflinDeclared for Cleburne County only

2005

Hurricane Dennis

$15K to the City of Heflin for repairs

2004

Hurricane Ivan

$15K to the City of Heflin for repairs

2003

Severe Storms, Tornadoes, and Flooding

29 households applied for aid $27K aid approved $49K to the City of Heflin for repairs

Cleburne County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heflin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Heflin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Heflin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.