Natural hazards · Heath

Heath, AL natural hazards

Most of the natural-hazard damage FEMA expects in Heath comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Heath?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heath to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes60%Inland flooding19%Tornadoes10%Everything else10%

By hazard

What Heath faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

60% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

19% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 55 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Heath flood?

FEMA's records show no paid flood insurance claims in Heath.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Heath isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Covington County.

Disasters that hit Heath

Federal disasters declared here

None of the disasters declared for Covington County shows FEMA aid or repair money reaching Heath itself in FEMA’s records.

Brought FEMA money into HeathDeclared for Covington County only

Covington County has had 30 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heath is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Heath’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Heath. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.