Natural hazards · Hazel Green

Hazel Green, AL natural hazards

Most of the natural-hazard damage FEMA expects in Hazel Green comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2017. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hazel Green?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hazel Green to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes20%Earthquakes14%Cold waves13%Everything else13%

By hazard

What Hazel Green faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 46 years in the area

Earthquakes

14% of expected damage

Well above average · higher than 80% of U.S. places

Cold waves

13% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hazel Green flood?

Every paid claim on a federal flood insurance policy in Hazel Green, from FEMA’s records.

2paid claims since 2017

$31Kpaid to owners

0homes flooded more than once

20172026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hazel Green isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

What’s been done with FEMA grants

9storm safe rooms built

Disasters that hit Hazel Green

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hazel Green itself: aid to households, or repair grants to Hazel Green.

Brought FEMA money into Hazel GreenDeclared for Madison County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

529 households applied for aid $77K aid approved

2004

Hurricane Ivan

3 households applied for aid $470 aid approved

2003

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $10K aid approved

Madison County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hazel Green covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hazel Green’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hazel Green. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hazel Green total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.