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Natural hazards · Hammondville

Hammondville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Hammondville comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hammondville?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hammondville to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding65%Cold waves11%Tornadoes10%Everything else14%
By hazard

What Hammondville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Cold waves

11% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Above average · higher than 58% of U.S. places
Recorded about once every 13 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hammondville flood?

FEMA's records show no paid flood insurance claims in Hammondville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hammondville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: DeKalb County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Hammondville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hammondville itself: aid to households, or repair grants to the Town of Hammondville.

Brought FEMA money into HammondvilleDeclared for DeKalb County only
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$6K to the Town of Hammondville for repairs
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid
2003

Severe Storms, Tornadoes, and Flooding

$15K to the Town of Hammondville for repairs
2000

Severe Winter Storms

$5K to the Town of Hammondville for repairs
DeKalb County has had 32 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Hammondville

Hammondville and the towns around it

Fort Payne: Low, mostly inland floodingValley Head: High, mostly inland floodingPine Ridge: Low, mostly inland floodingMentone: High, mostly inland floodingHammondville: High, mostly inland flooding HammondvilleFort PayneValley Head
Very lowLowModerateHighVery high
Hammondvillemostly inland floodingHigh
Valley Headmostly inland floodingHigh
Fort Paynemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hammondville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hammondville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hammondville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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