Natural hazards · Grove Hill

Grove Hill, AL natural hazards

Most of the natural-hazard damage FEMA expects in Grove Hill comes from hurricanes, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grove Hill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grove Hill to be higher than in 76% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes39%Inland flooding26%Tornadoes15%Cold waves7%Everything else13%

By hazard

What Grove Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

39% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

26% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 5 years in the area

Cold waves

7% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grove Hill flood?

FEMA's records show no paid flood insurance claims in Grove Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grove Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clarke County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Grove Hill

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grove Hill itself: aid to households, or repair grants to the Town of Grove Hill.

Brought FEMA money into Grove HillDeclared for Clarke County only

2020

Hurricane Zeta

362 households applied for aid $414K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

54 households applied for aid $18K aid approved

2005

Hurricane Katrina

296 households applied for aid $529K aid approved

2004

Hurricane Ivan

731 households applied for aid $1.1M aid approved

2003

Severe Storms, Tornadoes, and Flooding

95 households applied for aid $81K aid approved

Clarke County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grove Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grove Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Grove Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.