Natural hazards · Flomaton

Flomaton, AL natural hazards

Most of the natural-hazard damage FEMA expects in Flomaton comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 1998. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Flomaton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Flomaton to be higher than in 96% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes56%Inland flooding23%Tornadoes8%Everything else13%

By hazard

What Flomaton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

56% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

23% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Flomaton flood?

Every paid claim on a federal flood insurance policy in Flomaton, from FEMA’s records.

3paid claims since 1998

$29Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Hurricane Georges: 1 claim, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Flomaton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Escambia County.

Disasters that hit Flomaton

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Flomaton itself: aid to households, or repair grants to the Town of Flomaton.

Brought FEMA money into FlomatonDeclared for Escambia County only

2020

Hurricane Sally

169 households applied for aid $249K aid approved $152K to the Town of Flomaton for repairs

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$22K to the Town of Flomaton for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $2K aid approved

2009

Severe Storms and Flooding

$100K to the Town of Flomaton for repairs

2005

Hurricane Dennis

239 households applied for aid $165K aid approved $81K to the Town of Flomaton for repairs

2004

Hurricane Ivan

980 households applied for aid $1.5M aid approved $103K to the Town of Flomaton for repairs

2003

Severe Storms, Tornadoes, and Flooding

14 households applied for aid $13K aid approved

Escambia County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Flomaton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Flomaton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Flomaton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Flomaton, AL natural hazards

How exposed is Flomaton?

What Flomaton faces

Hurricanes

Inland flooding

Tornadoes

Lower here

Not a risk here

Does Flomaton flood?

Biggest named events

7 federal disasters brought FEMA money here

Hurricane Sally

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms and Flooding

Hurricane Dennis

Hurricane Ivan

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby