Natural hazards · Fayette

Fayette, AL natural hazards

Most of the natural-hazard damage FEMA expects in Fayette comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fayette?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fayette to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes19%Cold waves10%Strong wind7%Heat waves7%Earthquakes6%Everything else10%

By hazard

What Fayette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Cold waves

10% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 2 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 9 times a year in the area

Earthquakes

6% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fayette flood?

FEMA's records show no paid flood insurance claims in Fayette.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fayette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

What’s been done with FEMA grants

27storm safe rooms built

Disasters that hit Fayette

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fayette itself: aid to households, or repair grants to the City of Fayette.

Brought FEMA money into FayetteDeclared for Fayette County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

110 households applied for aid $92K aid approved

2004

Hurricane Ivan

15 households applied for aid $21K aid approved

2002

Severe Storms and Tornadoes

27 households applied for aid $64K aid approved

2001

Severe Storms and Tornadoes

$162K to the City of Fayette for repairs

2001

Severe Storms and Flooding

$4K to the City of Fayette for repairs

Fayette County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fayette is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fayette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fayette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Fayette, AL natural hazards

How exposed is Fayette?

What Fayette faces

Inland flooding

Tornadoes

Cold waves

Strong wind

Heat waves

Earthquakes

Lower here

Not a risk here

Does Fayette flood?

What’s been done with FEMA grants

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Hurricane Ivan

Severe Storms and Tornadoes

Severe Storms and Tornadoes

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby