Natural hazards · Fairview

Fairview, AL natural hazards

Most of the natural-hazard damage FEMA expects in Fairview comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairview?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairview to be higher than in 45% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves21%Tornadoes16%Earthquakes8%Strong wind6%Everything else10%

By hazard

What Fairview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 30 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 76% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairview flood?

FEMA's records show no paid flood insurance claims in Fairview.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cullman County.

Disasters that hit Fairview

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairview itself: aid to households, or repair grants to the Town of Fairview.

Brought FEMA money into FairviewDeclared for Cullman County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$27K to the Town of Fairview for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$2K to the Town of Fairview for repairs

2005

Hurricane Katrina

1 household applied for aid

2004

Hurricane Ivan

1 household applied for aid $1K aid approved

Cullman County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairview is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fairview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fairview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.