Natural hazards · Eva

Eva, AL natural hazards

Most of the natural-hazard damage FEMA expects in Eva comes from tornadoes, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eva?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eva to be higher than in 50% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes48%Inland flooding27%Cold waves9%Everything else17%

By hazard

What Eva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

48% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 29 years in the area

Inland flooding

27% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eva flood?

FEMA's records show no paid flood insurance claims in Eva.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Morgan County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Eva

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eva itself: aid to households, or repair grants to the Town of Eva.

Brought FEMA money into EvaDeclared for Morgan County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

1 household applied for aid $300 aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

58 households applied for aid $8K aid approved

Morgan County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eva is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eva’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.