Natural hazards · Eufaula

Eufaula, AL natural hazards

Most of the natural-hazard damage FEMA expects in Eufaula comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1994. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eufaula?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eufaula to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding49%Tornadoes28%Hurricanes8%Heat waves6%Everything else9%

By hazard

What Eufaula faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

28% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 75 years in the area

Hurricanes

8% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 10 years in the area

Heat waves

6% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eufaula flood?

Every paid claim on a federal flood insurance policy in Eufaula, from FEMA’s records.

5paid claims since 1994

$150Kpaid to owners

0homes flooded more than once

19942026

Biggest named events

Hurricane Sally: 1 claim, $4K
Early winter storms: 1 claim, $110K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eufaula isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barbour County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Eufaula

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eufaula itself: aid to households, or repair grants to the City of Eufaula.

Brought FEMA money into EufaulaDeclared for Barbour County only

2020

Hurricane Sally

1 household applied for aid $5K to the City of Eufaula for repairs

2020

Severe Storms, Straight-Line Winds, and Tornadoes

$8K to the City of Eufaula for repairs

2017

Hurricane Irma

$8K to the City of Eufaula for repairs

2009

Severe Storms and Flooding

$19K to the City of Eufaula for repairs

2005

Hurricane Dennis

$17K to the City of Eufaula for repairs

2004

Hurricane Ivan

316 households applied for aid $274K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $1K aid approved

2002

Severe Storms and Tornadoes

3 households applied for aid $2K aid approved

Barbour County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eufaula covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Eufaula’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eufaula. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eufaula total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.