Natural hazards · Emerald Mountain

Emerald Mountain, AL natural hazards

Most of the natural-hazard damage FEMA expects in Emerald Mountain comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Emerald Mountain?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Emerald Mountain to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes11%Heat waves7%Everything else15%

By hazard

What Emerald Mountain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 32 years in the area

Heat waves

7% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Emerald Mountain flood?

FEMA's records show no paid flood insurance claims in Emerald Mountain.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Emerald Mountain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elmore County.

Disasters that hit Emerald Mountain

Federal disasters declared here

None of the disasters declared for Elmore County shows FEMA aid or repair money reaching Emerald Mountain itself in FEMA’s records.

Brought FEMA money into Emerald MountainDeclared for Elmore County only

Elmore County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Emerald Mountain

Emerald Mountain and the towns around it

Very lowLowModerateHighVery high

Emerald Mountainmostly inland floodingModerate

Redlandmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Emerald Mountain is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Emerald Mountain’s own flood-insurance community; household aid to the registrant’s city; repair grants to Emerald Mountain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.