Natural hazards · Eclectic

Eclectic, AL natural hazards

Most of the natural-hazard damage FEMA expects in Eclectic comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eclectic?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eclectic to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding50%Tornadoes15%Heat waves11%Earthquakes6%Everything else18%

By hazard

What Eclectic faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 18 years in the area

Heat waves

11% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 65% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eclectic flood?

FEMA's records show no paid flood insurance claims in Eclectic.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Eclectic isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elmore County.

What’s been done with FEMA grants

17storm safe rooms built

Disasters that hit Eclectic

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eclectic itself: aid to households, or repair grants to the Town of Eclectic.

Brought FEMA money into EclecticDeclared for Elmore County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

10 households applied for aid $15K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

183 households applied for aid $552K aid approved $24K to the Town of Eclectic for repairs

2009

Severe Storms, Tornadoes, Flooding, and Straight-Line Winds

3 households applied for aid $2K aid approved

2005

Hurricane Dennis

$2K to the Town of Eclectic for repairs

2004

Hurricane Ivan

52 households applied for aid $62K aid approved

Elmore County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eclectic covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Eclectic’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eclectic. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eclectic total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.