Natural hazards · Dutton

Dutton, AL natural hazards

Most of the natural-hazard damage FEMA expects in Dutton comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dutton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dutton to be higher than in 55% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes25%Cold waves13%Earthquakes9%Strong wind5%Everything else11%

By hazard

What Dutton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 18 years in the area

Cold waves

13% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 78% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dutton flood?

FEMA's records show no paid flood insurance claims in Dutton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dutton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

4storm safe rooms built

1buildings retrofitted against wind

Disasters that hit Dutton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dutton itself: aid to households, or repair grants to the Town of Dutton.

Brought FEMA money into DuttonDeclared for Jackson County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

226 households applied for aid $198K aid approved

2004

Hurricane Ivan

2 households applied for aid $1K aid approved

2003

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $2K aid approved

Jackson County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dutton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dutton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Dutton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.