Natural hazards · Demopolis

Demopolis, AL natural hazards

Most of the natural-hazard damage FEMA expects in Demopolis comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Demopolis?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Demopolis to be higher than in 75% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes25%Strong wind8%Earthquakes7%Hurricanes7%Heat waves6%Everything else10%

By hazard

What Demopolis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

25% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 33 years in the area

Strong wind

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Well above average · higher than 77% of U.S. places

Hurricanes

7% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 10 years in the area

Heat waves

6% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 10 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Demopolis flood?

Every paid claim on a federal flood insurance policy in Demopolis, from FEMA’s records.

9paid claims since 1980

$62Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Demopolis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marengo County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Demopolis

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Demopolis itself: aid to households, or repair grants to the City of Demopolis.

Brought FEMA money into DemopolisDeclared for Marengo County only

2020

Hurricane Zeta

83 households applied for aid $87K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

76 households applied for aid $17K aid approved

2005

Hurricane Katrina

142 households applied for aid $137K aid approved $64K to the City of Demopolis for repairs

2005

Hurricane Dennis

$30K to the City of Demopolis for repairs

2004

Hurricane Ivan

512 households applied for aid $617K aid approved $217K to the City of Demopolis for repairs

Marengo County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Demopolis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Demopolis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Demopolis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.