Natural hazards · Cusseta

Cusseta, AL natural hazards

Most of the natural-hazard damage FEMA expects in Cusseta comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cusseta?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cusseta to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes17%Heat waves11%Hurricanes5%Everything else15%

By hazard

What Cusseta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 26 years in the area

Heat waves

11% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

5% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cusseta flood?

FEMA's records show no paid flood insurance claims in Cusseta.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cusseta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chambers County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Cusseta

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cusseta itself: aid to households, or repair grants to the Town of Cusseta.

Brought FEMA money into CussetaDeclared for Chambers County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid

2004

Hurricane Ivan

7 households applied for aid $5K aid approved

Chambers County has had 20 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cusseta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cusseta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cusseta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.