Natural hazards · Creola

Creola, AL natural hazards

Most of the natural-hazard damage FEMA expects in Creola comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2005. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Creola?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Creola to be higher than in 83% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes69%Inland flooding22%Everything else9%

By hazard

What Creola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

22% of expected damage

Below average · higher than 30% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Creola flood?

Every paid claim on a federal flood insurance policy in Creola, from FEMA’s records.

3paid claims since 2005

$3Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

Hurricane Katrina: 2 claims, $3K
Mid-spring storms: 1 claim, $188

of homes in flood zones
are insured

of all homes
are insured

No community discount. Creola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mobile County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Creola

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Creola itself: aid to households, or repair grants to the Town of Creola.

Brought FEMA money into CreolaDeclared for Mobile County only

2020

Hurricane Zeta

24 households applied for aid $22K aid approved

2020

Hurricane Sally

120 households applied for aid $71K aid approved

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

11 households applied for aid $11K aid approved

2005

Hurricane Katrina

370 households applied for aid $299K aid approved $14K to the Town of Creola for repairs

2005

Hurricane Dennis

40 households applied for aid $16K aid approved $8K to the Town of Creola for repairs

2004

Hurricane Ivan

286 households applied for aid $412K aid approved $10K to the Town of Creola for repairs

2003

Severe Storms, Tornadoes, and Flooding

46 households applied for aid $61K aid approved

2002

Tropical Storm Isidore

$37K to the Town of Creola for repairs

Mobile County has had 32 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Creola

Creola and the towns around it

Very lowLowModerateHighVery high

Saralandmostly inland floodingVery high

Satsumamostly hurricanesVery high

Axismostly hurricanesVery high

Creolamostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Creola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Creola’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Creola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.