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Natural hazards · Cordova

Cordova, AL natural hazards

Most of the natural-hazard damage FEMA expects in Cordova comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cordova?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cordova to be higher than in 86% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes17%Cold waves8%Everything else12%
By hazard

What Cordova faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Tornadoes

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 20 years in the area

Cold waves

8% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cordova flood?

FEMA's records show no paid flood insurance claims in Cordova.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cordova isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Walker County.

What’s been done with FEMA grants

25storm safe rooms built
1flood-prone properties bought out and cleared
Disasters that hit Cordova

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cordova itself: aid to households, or repair grants to the Town of Cordova.

Brought FEMA money into CordovaDeclared for Walker County only
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

658 households applied for aid $1.6M aid approved $1.2M to the Town of Cordova for repairs
2010

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

39 households applied for aid $102K aid approved $53K to the Town of Cordova for repairs
2004

Hurricane Ivan

29 households applied for aid $58K aid approved
2003

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $12K aid approved
2002

Severe Storms and Tornadoes

3 households applied for aid $150 aid approved
2001

Severe Storms and Flooding

$15K to the Town of Cordova for repairs
Walker County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cordova is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cordova’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cordova. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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