Natural hazards · Collinsville

Collinsville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Collinsville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1988. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Collinsville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Collinsville to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes13%Cold waves12%Everything else15%

By hazard

What Collinsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 12 years in the area

Cold waves

12% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Collinsville flood?

Every paid claim on a federal flood insurance policy in Collinsville, from FEMA’s records.

3paid claims since 1988

$4Kpaid to owners

0homes flooded more than once

19882026

Biggest named events

Tropical Storm Alberto: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Collinsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

What’s been done with FEMA grants

13storm safe rooms built

Disasters that hit Collinsville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Collinsville itself: aid to households, or repair grants to the City of Collinsville.

Brought FEMA money into CollinsvilleDeclared for DeKalb County only

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

13 households applied for aid $849 aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

75 households applied for aid $7K aid approved $7K to the City of Collinsville for repairs

2010

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

15 households applied for aid $66K aid approved $4K to the City of Collinsville for repairs

2004

Hurricane Ivan

4 households applied for aid $2K aid approved

2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved $12K to the City of Collinsville for repairs

DeKalb County has had 32 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Collinsville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Collinsville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Collinsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Collinsville, AL natural hazards

How exposed is Collinsville?

What Collinsville faces

Inland flooding

Tornadoes

Cold waves

Lower here

Not a risk here

Does Collinsville flood?

Biggest named events

What’s been done with FEMA grants

5 federal disasters brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

Hurricane Ivan

Severe Storms, Tornadoes, and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby