Natural hazards · Clio

Clio, AL natural hazards

Most of the natural-hazard damage FEMA expects in Clio comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1990. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clio?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clio to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes25%Hurricanes21%Heat waves8%Everything else16%

By hazard

What Clio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 8 years in the area

Hurricanes

21% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 7 years in the area

Heat waves

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clio flood?

Every paid claim on a federal flood insurance policy in Clio, from FEMA’s records.

1paid claims since 1990

$16Kpaid to owners

0homes flooded more than once

19902026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barbour County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Clio

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clio itself: aid to households, or repair grants to the City of Clio.

Brought FEMA money into ClioDeclared for Barbour County only

2020

Severe Storms, Straight-Line Winds, and Tornadoes

$15K to the City of Clio for repairs

2004

Hurricane Ivan

73 households applied for aid $119K aid approved

2003

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Barbour County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clio is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Clio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.