Natural hazards · Clayhatchee

Clayhatchee, AL natural hazards

Most of the natural-hazard damage FEMA expects in Clayhatchee comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clayhatchee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clayhatchee to be higher than in 58% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding36%Hurricanes24%Tornadoes21%Cold waves7%Everything else12%

By hazard

What Clayhatchee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 2 years in the area

Hurricanes

24% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 28 years in the area

Cold waves

7% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clayhatchee flood?

FEMA's records show no paid flood insurance claims in Clayhatchee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clayhatchee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dale County.

Disasters that hit Clayhatchee

Federal disasters declared here

None of the disasters declared for Dale County shows FEMA aid or repair money reaching Clayhatchee itself in FEMA’s records.

Brought FEMA money into ClayhatcheeDeclared for Dale County only

Dale County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clayhatchee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clayhatchee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clayhatchee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.