Natural hazards · Camp Hill

Camp Hill, AL natural hazards

Most of the natural-hazard damage FEMA expects in Camp Hill comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camp Hill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camp Hill to be higher than in 59% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes12%Heat waves9%Everything else17%

By hazard

What Camp Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 21 years in the area

Heat waves

9% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camp Hill flood?

FEMA's records show no paid flood insurance claims in Camp Hill.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camp Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tallapoosa County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Camp Hill

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camp Hill itself: aid to households, or repair grants to the Town of Camp Hill.

Brought FEMA money into Camp HillDeclared for Tallapoosa County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

3 households applied for aid $600 aid approved $94K to the Town of Camp Hill for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

84 households applied for aid $134K aid approved $4K to the Town of Camp Hill for repairs

2004

Hurricane Ivan

108 households applied for aid $109K aid approved

2003

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $1K aid approved

Tallapoosa County has had 17 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camp Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camp Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Camp Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.