Natural hazards · Camden

Camden, AL natural hazards

Most of the natural-hazard damage FEMA expects in Camden comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camden?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camden to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes14%Hurricanes13%Everything else15%

By hazard

What Camden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 13 years in the area

Hurricanes

13% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camden flood?

FEMA's records show no paid flood insurance claims in Camden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wilcox County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Camden

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camden itself: aid to households, or repair grants to the City of Camden.

Brought FEMA money into CamdenDeclared for Wilcox County only

2020

Hurricane Zeta

326 households applied for aid $405K aid approved $64K to the City of Camden for repairs

2007

Severe Storms and Tornadoes

22 households applied for aid $37K aid approved $2K to the City of Camden for repairs

2004

Hurricane Ivan

890 households applied for aid $721K aid approved $879K to the City of Camden for repairs

Wilcox County has had 19 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Camden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Camden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.