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Natural hazards · Calvert

Calvert, AL natural hazards

Most of the natural-hazard damage FEMA expects in Calvert comes from inland flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Calvert?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calvert to be higher than in 92% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes32%Tornadoes13%Cold waves5%Everything else13%
By hazard

What Calvert faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about once a year in the area

Hurricanes

32% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

13% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 9 years in the area

Cold waves

5% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Calvert flood?

FEMA's records show no paid flood insurance claims in Calvert.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Calvert isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.
Disasters that hit Calvert

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calvert itself: aid to households, or repair grants to Calvert.

Brought FEMA money into CalvertDeclared for Washington County only
2020

Hurricane Zeta

46 households applied for aid $58K aid approved
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

7 households applied for aid $10K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid $2K aid approved
2005

Hurricane Katrina

142 households applied for aid $139K aid approved
2005

Hurricane Dennis

3 households applied for aid $796 aid approved
2004

Hurricane Ivan

146 households applied for aid $201K aid approved
2003

Severe Storms, Tornadoes, and Flooding

37 households applied for aid $38K aid approved
Washington County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calvert is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Calvert’s own flood-insurance community; household aid to the registrant’s city; repair grants to Calvert. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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