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Natural hazards · Brookwood

Brookwood, AL natural hazards

Most of the natural-hazard damage FEMA expects in Brookwood comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brookwood?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookwood to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes28%Heat waves10%Cold waves7%Everything else14%
By hazard

What Brookwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

28% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 6 years in the area

Heat waves

10% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 10 times a year in the area

Cold waves

7% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brookwood flood?

FEMA's records show no paid flood insurance claims in Brookwood.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Brookwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tuscaloosa County.

What’s been done with FEMA grants

29storm safe rooms built
Disasters that hit Brookwood

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brookwood itself: aid to households, or repair grants to the City of Brookwood.

Brought FEMA money into BrookwoodDeclared for Tuscaloosa County only
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

12 households applied for aid $14K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

168 households applied for aid $524K aid approved
2005

Hurricane Katrina

7 households applied for aid $4K aid approved
2004

Hurricane Ivan

4 households applied for aid $9K aid approved
2002

Severe Storms and Tornadoes

4 households applied for aid $26K aid approved
Tuscaloosa County has had 25 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Brookwood

Brookwood and the towns around it

Tuscaloosa: Moderate, mostly inland floodingHolt: Moderate, mostly inland floodingNorthport: Moderate, mostly inland floodingCottondale: Moderate, mostly inland floodingVance: Low, mostly inland floodingBrookwood: Moderate, mostly inland flooding BrookwoodTuscaloosa
Very lowLowModerateHighVery high
Tuscaloosamostly inland floodingModerate
Brookwoodmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Brookwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brookwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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