Natural hazards · Bon Air

Bon Air, AL natural hazards

Most of the natural-hazard damage FEMA expects in Bon Air comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bon Air?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bon Air to be higher than in 73% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes18%Cold waves11%Everything else11%

By hazard

What Bon Air faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 2 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bon Air flood?

FEMA's records show no paid flood insurance claims in Bon Air.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bon Air isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Talladega County.

Disasters that hit Bon Air

Federal disasters declared here

None of the disasters declared for Talladega County shows FEMA aid or repair money reaching Bon Air itself in FEMA’s records.

Brought FEMA money into Bon AirDeclared for Talladega County only

Talladega County has had 23 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bon Air is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bon Air’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bon Air. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.