Natural hazards · Beatrice

Beatrice, AL natural hazards

Most of the natural-hazard damage FEMA expects in Beatrice comes from inland flooding, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beatrice?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beatrice to be higher than in 76% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes33%Tornadoes12%Everything else17%

By hazard

What Beatrice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Hurricanes

33% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 8 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 7 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beatrice flood?

FEMA's records show no paid flood insurance claims in Beatrice.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beatrice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Beatrice

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beatrice itself: aid to households, or repair grants to the Town of Beatrice.

Brought FEMA money into BeatriceDeclared for Monroe County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

29 households applied for aid $29K aid approved

2004

Hurricane Ivan

187 households applied for aid $271K aid approved $8K to the Town of Beatrice for repairs

2003

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $3K aid approved

Monroe County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beatrice is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Beatrice’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beatrice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.