Natural hazards · Ballplay

Ballplay, AL natural hazards

Most of the natural-hazard damage FEMA expects in Ballplay comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ballplay?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ballplay to be higher than in 72% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes32%Cold waves6%Everything else18%

By hazard

What Ballplay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Tornadoes

32% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 18 years in the area

Cold waves

6% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ballplay flood?

FEMA's records show no paid flood insurance claims in Ballplay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ballplay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Etowah County.

Disasters that hit Ballplay

Federal disasters declared here

None of the disasters declared for Etowah County shows FEMA aid or repair money reaching Ballplay itself in FEMA’s records.

Brought FEMA money into BallplayDeclared for Etowah County only

Etowah County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ballplay covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ballplay’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ballplay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ballplay total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.