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Natural hazards · Auburn

Auburn, AL natural hazards

Most of the natural-hazard damage FEMA expects in Auburn comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 30 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Auburn?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Auburn to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding62%Heat waves9%Tornadoes9%Hurricanes6%Earthquakes5%Everything else9%
By hazard

What Auburn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage
Below average · higher than 48% of U.S. places
Recorded about once a year in the area

Heat waves

9% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

9% of expected damage
Above average · higher than 51% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 72% of U.S. places
Recorded about once every 11 years in the area

Earthquakes

5% of expected damage
Above average · higher than 54% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Auburn flood?

Every paid claim on a federal flood insurance policy in Auburn, from FEMA’s records.

30paid claims since 1981
$198Kpaid to owners
3homes flooded more than once
19812026

Biggest named events

  • Central U.S. April Flooding: 1 claim, $40K
  • Early winter storms: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Auburn is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Lee County.

What’s been done with FEMA grants

21storm safe rooms built
1flood-prone properties bought out and cleared
Disasters that hit Auburn

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Auburn itself: aid to households, or repair grants to the City of Auburn.

Brought FEMA money into AuburnDeclared for Lee County only
2019

Severe Storms, Straight-Line Winds, and Tornadoes

14 households applied for aid $23K aid approved
2017

Hurricane Irma

$10K to the City of Auburn for repairs
2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$69K to the City of Auburn for repairs
2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

5 households applied for aid $7K aid approved
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1 household applied for aid
2005

Hurricane Dennis

$47K to the City of Auburn for repairs
2004

Hurricane Ivan

242 households applied for aid $330K aid approved $201K to the City of Auburn for repairs
2003

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $35K aid approved
Lee County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Auburn covers 19 census tracts, combined by population.
Money that reached townFlood claims are matched to Auburn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Auburn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Auburn total about $16.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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