Natural hazards · Anderson

Anderson, AL natural hazards

Most of the natural-hazard damage FEMA expects in Anderson comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Anderson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Anderson to be higher than in 78% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves15%Tornadoes13%Earthquakes9%Everything else11%

By hazard

What Anderson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 12 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Anderson flood?

FEMA's records show no paid flood insurance claims in Anderson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Anderson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lauderdale County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Anderson

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Anderson itself: aid to households, or repair grants to the Town of Anderson.

Brought FEMA money into AndersonDeclared for Lauderdale County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

3 households applied for aid

2003

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $9K aid approved

Lauderdale County has had 17 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Anderson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Anderson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Anderson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.