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Natural hazards · Albertville

Albertville, AL natural hazards

Most of the natural-hazard damage FEMA expects in Albertville comes from tornadoes, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Albertville?

48
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albertville to be higher than in 48% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes39%Inland flooding32%Cold waves9%Earthquakes8%Strong wind7%Everything else7%
By hazard

What Albertville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

39% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

32% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once a year in the area

Earthquakes

8% of expected damage
Well above average · higher than 78% of U.S. places

Strong wind

7% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Albertville flood?

FEMA's records show no paid flood insurance claims in Albertville.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Albertville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.

What’s been done with FEMA grants

48storm safe rooms built
Disasters that hit Albertville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Albertville itself: aid to households, or repair grants to the City of Albertville.

Brought FEMA money into AlbertvilleDeclared for Marshall County only
2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

1,295 households applied for aid $629K aid approved $80K to the City of Albertville for repairs
2010

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

576 households applied for aid $896K aid approved $2.4M to the City of Albertville for repairs
2004

Hurricane Ivan

10 households applied for aid $19K aid approved $31K to the City of Albertville for repairs
2003

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved
Marshall County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Albertville

Albertville and the towns around it

Boaz: Moderate, mostly tornadoesSardis City: High, mostly inland floodingNew Union: High, mostly tornadoesCarlisle-Rockledge: High, mostly tornadoesAlbertville: Moderate, mostly tornadoes AlbertvilleBoaz
Very lowLowModerateHighVery high
Albertvillemostly tornadoesModerate
Boazmostly tornadoesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albertville covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Albertville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Albertville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Albertville total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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